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Do I need a financial planner?

1 Aug 2013 8:10 AM - Joshua Stega, Financial Adviser Sydney.

What is a Financial Adviser & Why Do I Need One?

A financial adviser, or financial planner, is a practicing professional who prepares financial plans for individuals covering various aspects of personal finance. At JAS Wealth we view financial planning as a long term relationship with our clients. We are dedicated to understanding your personal financial position and educating you on your various financial options. The aim of our services is to help you achieve your wealth goals.

The power of a coach

We all know the importance of having a coach to help us reach and then exceed our potential. Whether it is in the gym, on the sporting field, in business or with our health there are a range of professions built around ensuring that you are performing at your best.

When it comes to your finances it is no different. Managing your wealth can be complex, therefore it makes sense to partner with someone who is passionate about what they do and can provide you with quality long term advice.

Whether you consider your financial planner to be a coach, a trusted adviser or a personal chief financial officer, the objective is the same. They will guide you through the financial maze and help you to achieve your wealth goals.

Who can benefit from financial advice?

If you fall into any of the following categories you can benefit from good financial advice.

When should I get financial advice?

As the old saying goes, if you fail to plan, you plan to fail. When managing your wealth you need to have a financial plan to form a roadmap for your financial decisions. After all without a plan how will you get to where you want to go?

In our view it is always a good time to get advice on your wealth. Most people wait for the future when they have some money before seeking financial advice instead of taking active steps today to build wealth for the future.

In our experience most people will seek advice when they are prompted to do so, by catalysts such as:

  • Starting a family;
  • Building an investment portfolio;
  • Changing careers;
  • Purchasing first home;
  • Building wealth for retirement;
  • Retirement;
  • Receiving an inheritance;
  • Unexpected life events;
  • Starting a business, or securing the value built in an existing business.

When it comes to financial advice, you don’t have to wait for one of the above events to happen. To build financial security you need to be proactive and you need a good financial advisor.

Read our next blog: 5 Steps to Help you Choose a Financial Adviser 

15 Ways a Financial Adviser Can Help You

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The Wealth Guy | Joshua Stega Financial Adviser Sydney

Joshua Stega, is head of financial advice at JAS Wealth (privately owned financial planning firm in Sydney). He helps successful individuals manage their wealth. He has a Masters in Taxation & Financial Planning, is a Fellow of the Taxation Institute, a SMSF Specialist Advisor and has significant direct investment experience.    Google+     Twitter     LinkedIn     Facebook     Instagram

M.TaxFP, LLB(Hons), B.Bus(Acc), FTI, Adv.DipFP, DipFP, SMSF Specialist